RNHow Ritu is paid
Commission paid by the insurer within IRDAI limits; your premium is unchanged.
About Ritu
With 30 years in the field, Ritu works with a focused set of clients in Nagpur and is known for a patient, no-pressure style.
Background & experience
Independent Insurance Advisor (POSP)✓ verified
Self · IQ Commune verified
1997 – present
Agency Managerself-declared
HDFC Life
1993 – 1997
Development Officerself-declared
Bajaj Allianz
1989 – 1993
Who Ritu works best with
Self-employedSenior citizens
Areas of focus
Term lifePersonal accident
Also coordinates (via verified partners)
Mutual fund SIP →
What clients say
👍 Recommended by 90 verified clientsConsented · conduct only, never returns
Known for
Responsive33Helped at claim time28Explained policy clearly22Right-sized our cover, didn't oversell13Recommended I keep an existing policy8No mis-selling7Chased the insurer until the claim paid5
In their words
“Our health claim was stuck for weeks; she called the insurer every day until it paid.”— Verified client since 2021 · consented, conduct-only
“No pressure, no jargon — just clear, steady guidance.”— Verified client since 2019 · consented, conduct-only
Trust at a glance
258+
clients served
90
verified recommendations
6.8 yrs
avg relationship
90%
claims supported
✓ POSP-281043 active · no regulatory flags on record
“No regulatory flags” is the compliant stand-in for the 1-star reviews you'd scan elsewhere — a factual record check, not an open complaints board.
IRDAI-licensed POSP. Insurance is the subject matter of solicitation. This page shows no guaranteed benefits, bonuses or returns. Client recommendations are consented, revocable and reflect conduct only. ProfylPages verifies registration and regulatory standing; it does not provide investment advice.