LGHow Lakshmi is paid
Commission paid by the insurer within IRDAI limits; your premium is unchanged.
About Lakshmi
With 11 years in the field, Lakshmi works with a focused set of clients in Pune and is known for a patient, no-pressure style.
Background & experience
Independent Insurance Advisor (POSP)✓ verified
Self · IQ Commune verified
2021 – present
Agency Managerself-declared
HDFC Life
2017 – 2021
Development Officerself-declared
Bajaj Allianz
2013 – 2017
Who Lakshmi works best with
Young familiesFirst-time term buyersSenior citizens
Areas of focus
Term lifePersonal accidentMotor
Also coordinates (via verified partners)
Tax planning →Mutual fund SIP →
What clients say
👍 Recommended by 79 verified clientsConsented · conduct only, never returns
Known for
No mis-selling30Explained policy clearly25Helped at claim time21Recommended I keep an existing policy9Responsive3
In their words
“Our health claim was stuck for weeks; she called the insurer every day until it paid.”— Verified client since 2023 · consented, conduct-only
“Told me honestly when I didn't actually need a product.”— Verified client since 2024 · consented, conduct-only
Trust at a glance
362+
clients served
79
verified recommendations
2.6 yrs
avg relationship
89%
claims supported
✓ POSP-140163 active · no regulatory flags on record
“No regulatory flags” is the compliant stand-in for the 1-star reviews you'd scan elsewhere — a factual record check, not an open complaints board.
IRDAI-licensed POSP. Insurance is the subject matter of solicitation. This page shows no guaranteed benefits, bonuses or returns. Client recommendations are consented, revocable and reflect conduct only. ProfylPages verifies registration and regulatory standing; it does not provide investment advice.