JGHow Joseph is paid
Commission paid by the insurer within IRDAI limits; your premium is unchanged.
About Joseph
With 7 years in the field, Joseph works with a focused set of clients in Surat and is known for a patient, no-pressure style.
Background & experience
Independent Insurance Advisor (POSP)✓ verified
Self · IQ Commune verified
2023 – present
Agency Managerself-declared
HDFC Life
2019 – 2023
Development Officerself-declared
ICICI Prudential Life
2015 – 2019
Who Joseph works best with
First-time term buyersSenior citizensSelf-employed
Areas of focus
MotorTerm lifeHealth / mediclaim
Also coordinates (via verified partners)
Mutual fund SIP →
What clients say
👍 Recommended by 60 verified clientsConsented · conduct only, never returns
Known for
Responsive28Explained policy clearly19Chased the insurer until the claim paid12Helped at claim time10Recommended I keep an existing policy9No mis-selling3
In their words
“Told us we were over-insured and to cut a policy.”— Verified client since 2018 · consented, conduct-only
“Explains everything in plain language and never makes me feel rushed.”— Verified client since 2022 · consented, conduct-only
Trust at a glance
365+
clients served
60
verified recommendations
3.6 yrs
avg relationship
97%
claims supported
✓ POSP-562236 active · no regulatory flags on record
“No regulatory flags” is the compliant stand-in for the 1-star reviews you'd scan elsewhere — a factual record check, not an open complaints board.
IRDAI-licensed POSP. Insurance is the subject matter of solicitation. This page shows no guaranteed benefits, bonuses or returns. Client recommendations are consented, revocable and reflect conduct only. ProfylPages verifies registration and regulatory standing; it does not provide investment advice.