- SEBI-Registered Investment Adviser
Joseph Bhat
Fee-only, conflict-free financial planning — paid by you, not by any product.
Registry checkedINA-821634 · Checked 7 Apr 2026
- Practice since
- 2016
- Clients
- 168
- Record
- No flags
Independent
Self-reported
Registry record
Before you reach out
Is Joseph the right person for you?
- Who it’s for
- Doctors · Families nearing retirement
- How they’re paid
- A flat planning fee, disclosed up front. No product commissions — fee-only, conflict-free.
Services
What Joseph helps with
- Retirement
- Comprehensive financial planning
- Goal & cash-flow planning
In Joseph’s own words
Joseph, unedited
With 10 years in the field, Joseph works with a focused set of clients in Delhi and is known for a patient, no-pressure style.
Joseph BhatSupplied by the professional
On the record
Record and credentials
- Platform checked
- INA-821634 · Registration checked · No flags found in the recorded check · Last checked 7 Apr 2026 · EUIN BASL-604012
- Own account
- Marathi, Bengali · WhatsApp · Delhi & nearby
- Qualifications
- CFP® (supplied by the professional)
- Memberships
- BASL member
Professional experience
Self
2016 – presentFounder & Principal Adviser (SEBI RIA)
Citibank
2012 – 2016VP, Private Wealth
Citibank
2009 – 2012Wealth Manager
Ready to talk to Joseph?
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